A financial cooperative, owned and controlled by our members
Ayrshire Credit Union is a financial cooperative, owned and controlled by our members. We offer financial services to suit your needs, operating on the principle of a common bond.
Our Credit Union was established in 1994 by a small group of volunteers. It was originally registered as Kilmarnock Co-operative Credit Union and open for 2 hours per week. In 2012 we extended our common bond to serve anyone who lives or works in Ayrshire and changed the name to Ayrshire Credit Union to reflect the community which we serve. We are now open 5 days per week and are still primarily run by volunteers including our volunteer Board of Directors. We currently have excellent town centre premises in Kilmarnock.
Find out about our 'Common bond'
We welcome you to our credit unionFind out more
If you live or work in Ayrshire, you are eligible to join Ayrshire Credit Union. Your whole family will be welcome in our community and can benefit from membership of the Credit Union.
With a service that makes saving effortless; that offers fair and responsible loans and has built-in no-cost loan and life insurance, joining Ayrshire Credit Union will be the best decision you'll make this year.
I wanted a guitar. It was easy to come into Ayrshire Credit Union to put all my Christmas and Birthday money into my Junior Shares. When I had enough it was, no problem going to take it back out. Thank you, Ayrshire Credit Union, for making saving easy.William, 12, Kilmarnock