How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here

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We want to welcome you to our credit union.

Potential members need to either live or work in Ayrshire to fulfil the “Common Bond” requirement. In addition you will need to provide us with one item each of ID and address verification and a minimum £5 deposit. See list of acceptable documents in our Frequently Asked Questions.

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